About Kate

Kate is a blockchain specialist, enthusiast, and adopter, who loves writing about complex technologies and explaining them in simple words. Kate features regularly for Liquid Loans, plus Cointelegraph, Nomics, Cryptopay, ByBit and more.

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Ethereum Fusaka Upgrade Explained: What PeerDAS Does

Ethereum Fusaka Upgrade Explained: What PeerDAS Does

Fusaka launches December 3, 2025 and cuts L2 fees 40-60% via PeerDAS blob expansion. Learn what changes for users on Arbitrum, Base, and Optimism, and what Glamsterdam does next.

Solana Gas Fees Explained: How They're Calculated

Solana Gas Fees Explained: How They're Calculated

Solana base fees are 0.000005 SOL per signature — fractions of a cent at any price. Learn how priority fees work, when to use them, and what drives cost spikes on the network.

Testnet vs Mainnet: What Every Developer Needs to Know

Testnet vs Mainnet: What Every Developer Needs to Know

Testnet bugs cost nothing. Mainnet bugs can drain real funds permanently. Learn the key differences, which Ethereum testnets are active in 2026, and when to move to mainnet.

Crypto Redemption Risk Explained: How Stablecoins, ETFs, and Tokenized Funds Return Your Money

Crypto Redemption Risk Explained: How Stablecoins, ETFs, and Tokenized Funds Return Your Money

Redemption risk determines how you get your money back. Learn how stablecoins, crypto ETFs, and tokenized funds handle redemptions and where each one can break down.

The Risks of Bridged Stablecoins: What Every User Needs to Know

The Risks of Bridged Stablecoins: What Every User Needs to Know

Over $2 billion lost to bridge exploits since 2021. Learn how trusted and trustless bridges fail, what bridged stablecoins actually are, and how USDL addresses the core risk.

Famous Bitcoin Predictions That Were Wrong

Blockchain, Traditional Finance

Famous Bitcoin Predictions That Were Wrong

Warren Buffett called Bitcoin a mirage at $600. Jamie Dimon called it fraud at $4,000. Nouriel Roubini said its value was less than zero. Here's how wrong each one was.

AVAX Gas Fees Explained: How They're Calculated

AVAX Gas Fees Explained: How They're Calculated

AVAX gas fees run $0.01–$0.20 for most transactions in 2026. Learn how fees are calculated, what the ACP-176 upgrade changed, and how to reduce costs on the C-Chain.

U.S. State Bitcoin Reserve Bills

U.S. State Bitcoin Reserve Bills

20+ states have introduced Bitcoin reserve bills. Texas and Utah have enacted legislation. Learn which states are furthest along, what's stalling others, and what VanEck projects.

Fiat-Backed Stablecoins Explained: How USDT and USDC Work

Fiat-Backed Stablecoins Explained: How USDT and USDC Work

USDT and USDC hold 84% of the $315B stablecoin market — but their reserves, attestation standards, and regulatory status differ significantly. Here's how to choose between them.

What Is a Crypto Liquidity Provider?

What Is a Crypto Liquidity Provider?

Liquidity providers earn trading fees by depositing into DeFi pools. Learn how AMMs work, what stablecoin vs volatile pairs actually pay, and the risks before you deposit.

What Is Ethereum Sharding? How Danksharding Works

What Is Ethereum Sharding? How Danksharding Works

Ethereum sharding is no longer just a roadmap item. EIP-4844 is live, Fusaka shipped in February 2026, and full Danksharding is in development. Here's where each phase stands.

Best Ethereum Alternatives in 2026: Layer 2s, Sidechains, and Alt L1s Compared

Best Ethereum Alternatives in 2026: Layer 2s, Sidechains, and Alt L1s Compared

The Ethereum killer narrative is dead. In 2026, the real choice is between L2 rollups, sidechains, and alt L1s. Learn which network fits your fees, security, and use case.

Solana ETF Guide: What's Live, What's Pending, and How to Choose

Solana ETF Guide: What's Live, What's Pending, and How to Choose

BSOL launched on NYSE in October 2025. Morgan Stanley filed in January 2026. Here's what Solana ETF and ETP products exist now, what's under SEC review, and how to pick one.

Crypto Contagion: How Does It Work, And Why Should You Care

Traditional Finance

Crypto Contagion: How Does It Work, And Why Should You Care

Crypto contagion was the hallmark of the 2021-2023 bear market, with one centralized institution failing after another. Find out what this is and why it happens.

Why Centralized Exchanges Want You To Trade

Traditional Finance

Why Centralized Exchanges Want You To Trade

Crypto exchanges match buyers and sellers — but CEXs hold your funds while DEXs don't. Learn how each type works, how fees and risks compare, and which fits your situation.

Arbitrum Gas Fees Explained: How They're Calculated and What They Cost

Arbitrum Gas Fees Explained: How They're Calculated and What They Cost

Arbitrum transfers cost $0.02–$0.06 in 2026 — up to 1,000x cheaper than mainnet. Learn how L2 fees are calculated, what drives cost spikes, and how to time transactions.

Crypto Regulation and Taxes in Germany

Crypto Regulation and Taxes in Germany

Germany enforces MiCA through BaFin as of July 1 2026. Learn which crypto activities require CASP authorization, how EU passporting works, and what the DeFi grey area means.

Crypto Regulation in 2026: How the US, EU, and UK Frameworks Compare

Crypto Regulation in 2026: How the US, EU, and UK Frameworks Compare

MiCA's deadline was July 1 2026. The SEC and CFTC published joint guidance in March 2026. The FCA finalized its rulebook. Learn what each framework requires and who it covers.

Protocol Owned Liquidity Explained: How It Works

Protocol Owned Liquidity Explained: How It Works

Protocol Owned Liquidity lets protocols own their liquidity permanently instead of renting it. Learn how bonding works, how it compares to liquidity mining, and the real risks.

Vitalik's Ethereum Privacy Roadmap Explained

Vitalik's Ethereum Privacy Roadmap Explained

Vitalik's Ethereum privacy roadmap covers wallet-layer changes you can use now and protocol upgrades still in development. Here's what each step means and which tools work today.

Revoke.Cash: Remove Wallet Permissions and Protect Your Crypto

Revoke.Cash: Remove Wallet Permissions and Protect Your Crypto

Every dApp approval you leave open is a potential attack vector. Learn how to use Revoke.cash to audit and remove token allowances — and how often you should be doing it.

Custodial vs Non-Custodial Crypto Wallets

Custodial vs Non-Custodial Crypto Wallets

With a custodial wallet, the exchange holds your keys — and your coins can be disputed in bankruptcy. Learn the full tradeoffs and when self-custody is the right choice.

What is Liquid Staking and How Does It Work?

What is Liquid Staking and How Does It Work?

Liquid staking lets you earn staking rewards without locking up your assets. Learn how it works, how Lido, Rocket Pool, Ether.fi, and Jito compare, and what yields to expect.

What Are Flash Loans? How They Work, How to Use Them, and How Attackers Exploit Them

What Are Flash Loans? How They Work, How to Use Them, and How Attackers Exploit Them

Flash loans borrow and repay in one transaction with no collateral. Learn how they work, which platforms to use, how arbitrage strategies profit, and how exploits happen

What is a Native Stablecoin? Types, Risks, and How to Evaluate Them

What is a Native Stablecoin? Types, Risks, and How to Evaluate Them

Not all stablecoins are truly decentralized. Learn the five types of native stablecoins, how CBDCs compare, and the red flags that separate true from fake designs.

Crypto Regulation in India.

Crypto Regulation in India.

India taxes crypto profits at a flat 30% with no loss offsetting. Learn which exchanges are FIU-compliant, how the Digital Rupee differs, and where regulation stands.

Crypto Debit Cards: How They Work and Top Cards Compared

Crypto Debit Cards: How They Work and Top Cards Compared

Crypto card spending hit $607M in March 2026. Learn how crypto debit cards work, how the top 2026 cards compare on fees and custody, and what MiCA means for EU users.

Hard Peg vs Soft Peg: How Each Exchange Rate Mechanism Works

Hard Peg vs Soft Peg: How Each Exchange Rate Mechanism Works

Hard pegs fix the rate by law with 100% reserve backing. Soft pegs allow a band and can be speculative targets. Learn how each works and which stablecoin model maps to each.

Nigeria's eNaira CBDC: Why It Failed to Gain Adoption and What the Repositioning Changes

Nigeria's eNaira CBDC: Why It Failed to Gain Adoption and What the Repositioning Changes

The eNaira launched in 2021 but only 0.33% of Nigerian currency is in circulation. Learn what went wrong, how the CBN is repositioning it in 2026, and what it means for CBDCs.

What Is a Blockchain Oracle? How They Work and Why They Fail

What Is a Blockchain Oracle? How They Work and Why They Fail

Oracles connect blockchains to real-world data. Learn how each oracle type works, why oracle failure has cost DeFi billions, and which type fits your protocol's risk profile.

What is a Native Token?

What is a Native Token?

Native tokens pay gas fees, reward validators, and carry no issuer risk. Non-native tokens live in smart contracts and can span multiple chains. Here's how each one works.

Crypto in the Philippines: Legal Status, Taxes, and Regulated Exchanges

Crypto in the Philippines: Legal Status, Taxes, and Regulated Exchanges

Crypto is legal in the Philippines but regulated by both BSP and SEC. Learn which exchanges are licensed, how capital gains tax applies, and how to buy crypto safely in 2026.

Crypto in Alaska: Laws, Taxes and Mining Rules

Crypto in Alaska: Laws, Taxes and Mining Rules

Alaska has no state income tax on crypto gains and a clear licensing framework. Learn which exchanges work there, what SB86 changes, and the new 2026 crypto ATM rules.

Wyoming's Frontier Stable Token (FRNT): The First State-Issued Stablecoin

Wyoming's Frontier Stable Token (FRNT): The First State-Issued Stablecoin

Wyoming launched FRNT on January 8, 2026 — the first state-issued stablecoin in the U.S. Learn how it works, how it compares to USDC and USDT, and what the GENIUS Act could change.

What Is a Crypto Faucet? How They Work and Whether They're Worth Your Time

What Is a Crypto Faucet? How They Work and Whether They're Worth Your Time

Crypto faucets pay micro-amounts for simple tasks — but scams are common and earnings are tiny. Learn how they work, which faucets are legitimate, and if it's worth it.

Ethereum ETFs Explained: How They Work and How to Buy

Ethereum ETFs Explained: How They Work and How to Buy

Spot Ethereum ETFs launched in 2024. Staking-enabled products arrived in 2026. Learn how they work, how ETHA, ETHB, and FETH compare, and how to buy through a brokerage account.

What Is Clone Phishing? How AI Voice and Deepfake Attacks Work

What Is Clone Phishing? How AI Voice and Deepfake Attacks Work

Clone phishing has evolved beyond fake emails. AI voice clones and deepfake video caused $200M+ in losses in 2025. Learn how the attacks work and how to defend against each type.

Crypto in Malaysia: Complete Guide for 2026

Crypto in Malaysia: Complete Guide for 2026

Crypto is legal in Malaysia but only SC-registered DAXs are approved for retail users. Learn the 2026 regulatory updates, how trading profits are taxed, and which exchange to use.

What Are Crypto Derivatives? Futures, Options and How Regulation Is Changing

What Are Crypto Derivatives? Futures, Options and How Regulation Is Changing

Crypto derivatives let you profit from price moves without holding the asset. Learn how futures, options, and perpetuals differ — and what EU and US rules now require.

DeFi Lending and Borrowing: How It Works, Top Protocols, and How to Get Started

DeFi Lending and Borrowing: How It Works, Top Protocols, and How to Get Started

DeFi lending lets you borrow against crypto without a bank or credit check. Learn how it works, how it compares to CeFi, and how Aave, Compound, and Liquid Loans differ.